Licensed Independent Insurance Agency · Spokane, WA

Medicare Help for Spokane Residents

Work with local licensed agents who guide you through your Medicare options with clarity and confidence.

Trusted by Spokane-area Medicare clients

  • Spokane-based team
  • 40+ years combined experience
  • No-cost consultations

Schedule a No-Cost Medicare Review

A licensed insurance professional will reach out to help you compare options in your area.

We typically respond the same business day. There is no cost and no obligation.

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Optional, but helpful because Medicare plan availability varies by ZIP code.

By submitting, you agree to be contacted by a licensed insurance professional about Medicare insurance options. We do not offer every plan available in your area. Currently, we represent 8 organizations which offer 75 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.

Ready to talk? A local Spokane agent can help you compare options today.

Trust & Local Experience

Why Spokane Residents Choose Us

Independent Guidance from a licensed local agency serving Spokane and Eastern Washington.

Local Medicare Experts

Our Spokane-based team works with neighbors in Spokane, Spokane Valley, Liberty Lake, Cheney, and across Eastern Washington — and knows the local doctors, hospitals, and provider networks.

Multiple Carrier Options

As a licensed independent insurance agency, we represent multiple carriers so you can compare options and review choices side-by-side instead of being limited to one company.

Year-Round Support

We are not just here at enrollment. Call us any time of year for billing questions, ID card help, plan changes, and Annual Enrollment reviews.

Personalized Plan Reviews

We sit down with your doctors, prescriptions, and budget to help you find coverage that fits your needs — at your own pace, with no pressure.

Spokane Office Location

Local Medicare Help Inside the Providence Medical Building

Our Spokane office is located inside the Providence Medical Building at 820 South McClellan, making it easy for local residents to meet with a licensed insurance agent in person. Whether you prefer to meet face-to-face or get help by phone, our team is here to guide you through your Medicare options with clarity and confidence.

  • In-person consultations available
  • Convenient Spokane medical district location
  • Licensed local insurance agents
  • No-cost Medicare consultations

Visit Our Spokane Office

Providence Medical Building

820 South McClellan LL#10
Spokane, WA 99204
509-353-0476

Located inside the Providence Medical Building for convenient in-person Medicare consultations in Spokane.

Social Proof

What Spokane Clients Say

Real feedback from Spokane-area residents we've helped navigate Medicare.

★★★★★
Kristi helped my husband and me find a new Medicare Advantage plan. We appreciated the help and guidance through the process.

Uletta J.

Spokane AreaGoogle Review
★★★★★
A very big help. Thank you so much, Cathy.

Ray L.

Spokane AreaGoogle Review
★★★★★
The service was excellent and professional. I would recommend their services to others.

Marlon C.

Spokane AreaGoogle Review
★★★★★
Everyone we met was super friendly and helpful. Kristi was amazing and very knowledgeable. She made a complex process easier to understand.

Catherine S.

Spokane AreaGoogle Review
★★★★★
Kristi Wright has been amazing to work with in helping my brother find healthcare. I strongly recommend her.

Vicki C.

Spokane AreaGoogle Review
★★★★★
Friendly, knowledgeable service. We always enjoy our visit with Kristi. She does a great job.

Tim H.

Spokane AreaGoogle Review
★★★★★
We had an issue with an increase in our insurance premium, and they helped us find a different carrier for less with similar benefits. It was easy and handled quickly.

Diana E.

Spokane AreaGoogle Review
★★★★★
Very knowledgeable and personable. Excellent help.

Steve R.

Spokane AreaGoogle Review
★★★★★
Kristi was amazing helping me navigate finding the right coverage for my dad. She is a gem.

Jessica M.

Spokane AreaGoogle Review
★★★★★
Kristi was patient and very knowledgeable. We left with a plan that will work for us and make our healthcare feel less chaotic.

Joan M.

Spokane AreaGoogle Review
★★★★★
Cathy was knowledgeable, explained my options, answered my questions, and helped me find a supplemental plan that would work for me.

Kathy W.

Spokane AreaGoogle Review
★★★★★
Cathy Franklin was super helpful in helping us choose the right health and prescription plans. So much appreciated.

Tim M.

Spokane AreaGoogle Review
★★★★★
Kristi was very helpful and professional for both my wife and me. We will definitely use her next year and refer friends.

Craig R.

Spokane AreaGoogle Review
★★★★★
I was very impressed with the knowledge and integrity of my broker. A true professional in every way.

Jan F.

Spokane AreaGoogle Review
★★★★★
She explained everything so that we understood our supplements.

Nancy F.

Spokane AreaGoogle Review
★★★★★
Great experience. Very knowledgeable and calming. The stress level was minimal. Great group of people.

Ed F.

Spokane AreaGoogle Review
★★★★★
They have been a fantastic resource for wading through the health insurance process.

Julia P.

Spokane AreaGoogle Review
★★★★★
Short but efficient. That's how it should be.

Dave T.

Spokane AreaGoogle Review
★★★★★
Kristi was very professional. She showed me my options and explained different insurance plans. I have recommended her service.

Helen T.

Spokane AreaGoogle Review
★★★★★
Very nice and helpful. Thank you, Kristi.

Mike S.

Spokane AreaGoogle Review
★★★★★
Easy to work with, very professional, and I would recommend them highly.

Bradley

Spokane AreaGoogle Review
★★★★★
I was very happy with my experience. They are very knowledgeable and were more than happy to help.

Greg W.

Spokane AreaGoogle Review
★★★★★
Lynn is a pleasure to work with year after year. Thank you, Lynn.

Mark Y.

Spokane AreaGoogle Review

Reviews sourced from Google. More reviews available on Google.

Talk With a Local, Licensed Spokane Agent

Independent Guidance from a Spokane-based team — at your pace, with no pressure.

How We Help You

A Simple, Pressure-Free Process

Helping Spokane-area residents navigate Medicare year-round — from your first questions through every Annual Enrollment after.

  1. Understand your needs

    We start with a relaxed conversation about your doctors, prescriptions, budget, and what matters most to you.

  2. Compare your options

    We walk you through the Medicare Advantage, Medicare Supplement, and Part D options we represent so you can review choices side-by-side.

  3. Enroll with confidence

    When you are ready, we help you complete enrollment paperwork accurately — at your own pace, with no pressure.

  4. Ongoing support year-round

    We are here long after enrollment for billing questions, ID card help, plan changes, and Annual Enrollment reviews.

Our Local Team

Meet Your Local Medicare Team

Our licensed insurance professionals are Spokane locals who offer no-cost Medicare guidance to help you compare options and find coverage that fits your needs.

Photo of Lynn Wold, Founder & Licensed Insurance Agent

Lynn Wold

Founder & Licensed Insurance Agent

Helping Spokane residents with Medicare

Lynn began her insurance career in 2010 and formed Health Insurance Options in 2012. A Washington native, Lynn brings a caring, practical approach to helping Spokane-area residents understand their Medicare options.

  • Medicare Advantage
  • Medicare Supplement (Medigap)
  • Medicare Part D
  • Local Medicare Guidance
Photo of Craig Lenhart, Licensed Insurance Agent

Craig Lenhart

Licensed Insurance Agent

Helping Spokane residents with Medicare

Craig brings more than 30 years of executive management and organizational leadership experience to his work with Medicare clients. He enjoys using a servant-leadership approach to help people compare options and feel more confident in their coverage decisions.

  • Medicare Advantage
  • Medicare Supplement (Medigap)
  • Medicare Part D
  • Plan Reviews
Photo of Meg Shumaker, Licensed Insurance Agent

Meg Shumaker

Licensed Insurance Agent

Helping Spokane residents with Medicare

Meg began her insurance career in 2018 after working with the Associated Press for several years. A Spokane native, she is committed to helping clients understand Medicare and make well-educated decisions about their health care needs.

  • Medicare Advantage
  • Medicare Supplement (Medigap)
  • Medicare Part D
  • Supplemental Insurance

Bring Your Prescription List

One of the most useful things we do during a no-cost consultation is review your current prescriptions. We will help you compare how the Medicare Advantage and Part D plans we represent would cover your medications — including tier placement, preferred pharmacies, and estimated annual costs — so you can choose with confidence.

Request a Drug Review

Serving Spokane & Surrounding Communities

Helping Spokane-area residents navigate Medicare year-round — including Spokane Valley, Liberty Lake, Cheney, Airway Heights, Medical Lake, Mead, and Deer Park.

Common Medicare Questions in Spokane

Does it cost anything to talk to a licensed insurance professional?
No. Our consultations are no-cost and no-obligation. Health Insurance Options LLC is paid by the insurance carriers we represent, so your monthly premium is the same whether you enroll on your own or work with us.
Can you help me compare the plans you represent in Spokane?
Yes. We can help you compare the plans we represent in Spokane. We do not offer every plan available in your area. Currently, we represent 8 organizations which offer 75 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.
Can you help me review my prescription drugs when comparing plans?
Yes. We can sit down with your current prescription list and help you compare how each Medicare Advantage or Part D plan we represent would cover your medications, including preferred pharmacies and tier placement.
What if I'm turning 65 soon?
We can walk you through your Initial Enrollment Period, the differences between Original Medicare, Medicare Advantage, Medicare Supplement, and Part D, and help you compare options without any pressure.
Are you affiliated with the government or Medicare?
No. Health Insurance Options LLC is a licensed independent insurance agency. We are not affiliated with or endorsed by the U.S. Centers for Medicare & Medicaid Services (CMS), Medicare.gov, the Social Security Administration, or the U.S. Department of Health and Human Services (HHS).

Ready to Compare Your Medicare Options?

No cost, no pressure — just straightforward Medicare guidance in Spokane.

Mon – Fri, 9:00 AM – 5:00 PM Pacific. We typically respond the same business day.

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