Providence Medical Building

820 South McClellan LL#10

Spokane, WA 99204

509.353.0476 (Local Office)

509.353.0488 (Fax)


© 2020 by Health Insurance Options LLC

Not connected with or endorsed by the United States government or the federal Medicare program.

PLEASE NOTE: The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. We make no representation as to the completeness or accuracy of information provided at these web sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, web sites, information and programs made available through this web site. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites you are linking to.

Our Medicare Team

In a confusing industry,  we're here to help you understand the information you receive, helping you to make the best selection from as many choices as possible.


We are a local grown team handpicked right here in Spokane. We bring over 36 years of experience specializing in Medicare related insurance products and more. We truly believe in working for our clients.  We work with as many carriers as possible to give you multiple options when choosing your plan, helping to meet your specific needs when it comes to your healthcare.  We believe in sitting down with each one of our clients to find the best solution possible for your specific situation.


Don't hesitate to contact us and we'll do whatever we can to help you.

Lynn Wold
Founder / Insurance Agent

Lynn began her insurance career in 2010 and formed Health Insurance Options in the spring of 2012. Lynn's love and history of volunteering has fostered her sincere appreciation, concern and nurturing heart towards seniors. She feels her career in Medicare insurance was "meant to be". Lynn is a native of Washington. She and her husband have raised 5 children and still live on the family farm in Mead. Her favorite place to be....On the deck at sunset.


Contact: 509-353-0476

Craig Lenhart
Insurance Agent

Craig has more than 30 years of executive management and organizational leadership skills developed over his career.  He's looking forward to sharing his passion of servant leadership with his clients to help identify for them the best plan meeting their needs. Craig is an EWU alum and attended Gonzaga's Organizational Leadership Masters Program. He enjoys spending time with his lovely wife Linda, playing golf and high performance driving.

​Contact: (509) 353-0476

Karen Speerstra
Insurance Agent

Karen is a native of Spokane and has been married to her husband Bob since 1982. They raised 3 children and have several grandchildren.  Together they owned and operated a Dairy for 12 years in the Battle Ground area. In 1994 moved back to Spokane were Karen worked for a small manufacturing company for 15 yrs.  In 2009 she joined the Insurance industry which continues to bring her great satisfaction in meeting and helping others.


Contact: (509) 998-2206

Stephen Morton
Insurance Agent
Website Support

Steve has worked in multiple industries throughout his career, including banking, and sales training at the state level for a fortune 500 company. He's also worked serving Spokane County and Washington State through the Department of Social Health Services. He enjoys gaining new experience and has a passion for teaching people with things such as Medicare. He enjoys reading, golfing, and spending time with his wife and two children.  

​Contact: (509) 475-9262

Pricilla Marr
Insurance Agent

Pricilla has been selling insurance for over 15 years. Prior to that she has worked for a funeral home and also in retirement and assisted living facilities. She understands seniors’ needs which is why she enjoys selling Medicare plans. When she’s not spending time with her family members including her children and grandchild, she enjoys the simple pleasures in life like sitting down for a hot cup of coffee.


Contact: (509) 413-7761.

Merlyn Calvert
Insurance Agent
Merlyn has been helping seniors with their insurance needs since 2010.  He began this after a long and successful career in sales and corporate management.  Merlyn has found that as a senior, he can understand senior insurance needs.  He finds fulfillment in activities with his church and other charities. He also loves to travel. He and his wife have spent significant time living and doing charitable work in cross-cultural situations.

Contact: (509) 466-7546

Roger Stephen
Insurance Agent

Roger truly enjoys working with folks who are getting ready to being their journey with Medicare. It’s a very confusing industry, as such; he prides himself on having the ability to break it down making it easy for his clients to understand. There is NEVER any pressure, his goal is very simple: 1) making sure you understand your choices and 2) Finding the best plan to fit your wants and needs.  Roger has been in the Medicare field for over eight years and truly enjoys working with seniors.  He is an avid golfer and enjoys just about everything outdoors!


Contact: (509) 879-4224.

Lee Oliverio
Insurance Agent

Lee is a USAF Veteran, serving in the Security career field. He earned BA degrees in Spanish, Philosophy, and K-12 Teacher Certification from Portland State University and an M Div. and D.D. degrees from St. Catherine of Alexandria Orthodox Seminary in Chattanooga, Tennessee and holds a lifetime Substitute Teacher Certificate from Washington State.

He has served as Hospice Chaplain and carried on ministries in Senior residential facilities across Washington. Most recently, Lee has been ministering at Lilac Plaza in Spokane with his wife, Rynessa. He has dedicated his life to serving others, especially Seniors and the marginalized, assisting seniors in the Medicare maze.  -


Contact: 509.230.5817 - Spanish Speaking

Meg Shumaker
Insurance Agent
Meg began her career in the insurance industry in 2018 after working with Associated Press for several years. A Spokane native, she graduated from Gonzaga Prep and then Washington State University. She began working with senior at a local nursing home while still in high school. She is committed to guiding her clients through the intricacies of Medicare, assisting them in making well educated decisions regarding their health care needs. Meg and her husband are raising two children who are busy with sports and dance. They love their family time at their lake cabin, with their children, friends and family dog Gracie.

Contact: (509) 385-3188

Anna Wold
Office Coordinator

Daughter to Lynn Wold, and youngest of 5, Anna pursued her love for the natural beauty of gemstones and attended the Gemological Institute of America in Carlsbad, CA, graduating as a Gemologist in 2013. She returned home and worked 5 years for Pounder’s Jewelers, a local, family owned jewelry store until May 2018 when Lynn asked her to join in building up their own family business. Currently Anna works as an Office Manager / Coordinator. She still enjoys her love of gemstones by identifying stones for Pounders Jeweler's on the weekends. She also enjoys spending her time out in the yard with her husband Tim, and their dog, Sedona.

Karen Christensen
Office Coordinator

Karen Christensen joined the Health Insurance Options Team as a personal assistant to Lynn Wold and a front office coordinator  in April of 2016. She has worked with children and seniors for the last 20 years and enjoys helping others. She is also a director of a local Dance Company.  She focuses on Hyper-formance that allows children and adults of all ages, gender, financial status, physical /mental disabilities to participate in various dances and performs for the community at the local Bing Crosby Theater once a year. She is a proud mom of 3 adult daughters and 4 grandsons that she enjoys spending her free time with.